Our Finance Strategies
Plans Designed Around Your Goals
- Get a finance strategy, not just a loan.
- Protect your borrowing power for future investments.
- Compare 45+ lenders with one team.
- Enjoy personalised guidance at every step.
- Gain support as your portfolio grows.
Don't Let the Wrong Property Loan Hold You Back
Whether you’re taking your first steps on the property investment ladder, growing an existing portfolio, thinking about refinancing, or just wondering what your options are … the right finance strategy is crucial.
The best approach protects your cash flow, optimises your borrowing capacity, and gives you the flexibility to keep building your portfolio. But, the wrong one could mean you having to pay excessive interest, restrict your borrowing power, or make it reach a finance ceiling that brings your wealth-building plans to an end.
At Mirren Finance Strategies, our specialised finance strategies help you achieve your ultimate goals. By tailoring lending to your circumstances and ambitions, we find solutions that actively support your property journey.
Ready To Build the Right Finance Strategy?
Which Property Investor Are You?
There’s no such thing as a one-size-fits-all finance strategy. That’s why we tailor every recommendation to your circumstances, your targets, and where you want to get to. Here’s how we help different people in different situations:
First Time Property Investor
Buying your first investment property is really exciting, but it can also feel somewhat daunting. We start by understanding your goals, then we create a finance strategy that gives you the confidence to take your first step … and the foundations to keep growing.
Young Enthusiastic Professional
You’ve worked so hard to start your career and enjoy a strong income. Now it’s time to put that earning potential to work! Mirren Finance Strategies helps you understand your borrowing capacity and create a plan that turns your current income into a future property portfolio.
Young Couple With a Growing Family
Experienced and Long-Time Investor
So, you already know the basics and own a few properties, but perhaps you’ve hit a borrowing wall, and you can’t progress any further. Our finance advice and strategies can bring you different lenders, address any awkward loan setups, and open up the finance you need to supercharge your portfolio.
New Build Investor
New builds require specialist loans and finance strategies that are very different to a standard home loan. We’ll help you structure your construction finance, navigate each stage of the build, take advantage of depreciation, and keep your project moving from approval to completion.
Looking To Refinance
Since you first arranged your investment property loan, your circumstances may have changed, or, there might be better options out there for you. Mirren Finance Strategies will review your position and help you find structures and strategies to put you and your assets in a stronger position.
Our Finance Strategy Success Stories
We pride ourselves on being more than just finance experts … we’re your dedicated partners in achieving success.
With a proven track record, personalised solutions, and a client-first approach, we tailor our strategies to align with your unique goals. Our commitment to transparency, innovation, and measurable results sets us apart, ensuring you have the tools and support needed to make confident decisions.
Everyone Has a Unique Story
Building up equity in your property opens doors to exciting opportunities, as Rava and Priya discovered.
Refinancing doesn’t have to be daunting … it saved Emily and Mark thousands.
Starting their property investment journey with the right setup made growth achievable for Daniel and Sophie.
Joel found there’s nothing quite like the pride and satisfaction of buying the first investment property.
Consolidating smaller debts into one manageable repayment provided Olivia and Ben with much-needed relief.
Reducing debt was a powerful step toward securing Kate and Michael’s future.
Why Investors Choose Mirren Finance Strategies
You Gain the Benefits of ….
Loan Strategies
Every buyer is unique, and so are your property finance needs. Our brokers review your finances, risk tolerance, and goals to craft a personalised loan strategy with tailored recommendations.
Property Investment Education
We show you how you can use the equity in your current property to purchase an investment property … without the need for a cash deposit. Our aim is to give you the confidence and knowledge to make informed investment decisions.
Reducing Risks
By implementing effective loan structuring and lender diversification strategies, we help you reduce investment risk while ensuring the flexibility needed to expand your portfolio in the future.
Competive Rates
Our mortgage brokers leverage strong relationships with a diverse network of lenders to secure the ideal loan solution for your needs, offering competitive rates and favourable terms.
Simple Process
Securing a property loan can be complex and time-consuming. We streamline the process by sourcing loan products, managing lender communications, and guiding you every step of the way.
Loan Review
The longer you keep a home loan product, the less competitive it becomes. In our office or via telephone/email, our free home loan health checks ensure your loan makes monetary sense and adapts to your changing needs.
Support
Building a successful property portfolio takes a long-term approach. That’s why we go beyond the transaction, offering ongoing advice and education to help you achieve your broader investment goals through the many years to come.
Enjoy a Finance Strategy That Works for Your Future
Finance Strategy Is the Difference Between One Property and a Portfolio
A one-off bank loan might help you buy a single investment property … but a personally tailored finance strategy is what allows you to build a mighty portfolio.
At Mirren Finance Strategies, we provide finance advice for the long term. As your circumstances change, interest rates move, lending policies evolve, and your portfolio grows, we’ll help review and refine your finance strategy so it continues to support your ultimate goals.
How Do I Know if I Am Qualified To Get a Loan?
At Mirren Finance Strategies, we believe that everybody can achieve their goals and live their dreams. If you have an income of more than $120,000 and savings and equity of more than $80,000, then this is the right avenue to start an investment property journey.
Should I Go to the Bank or Use a Mortgage Broker?
The bank can only provide you the loan products that they sell. A mortgage broker has the ability to look at all banks and find the best deal that benefits you the most.
When Do I Make My First Repayment?
With most lenders, it will be on the 1st anniversary month of the loan’s settlement. For example, if you settle on the 16th of August, your first repayment will be on the 16th of September.
How Long Will It Take Me To Pay Off My Loan?
The loan term is generally between 25 to 30 years. However, you are allowed to pay off this loan earlier than the loan’s expiry date.
Can You Get Interest-Only Loans in Australia?
You can switch between principal and interest-only repayments during the life of your loan. However, there are bank limits to how long you can have the interest-only period.